Sign up for Medicare in Lake Charles, LA

Local licensed agents in Calcasieu County are available to assist you if you need help comparing plans or registering for Medicare insurance.

Original Medicare

Original Medicare (Part A) covers most medically necessary services.

Medicare Supplement

Medigap plans provide additional insurance for out of pocket costs.

Medicare Advantage

A bundled alternative to Original Medicare for your health and drug coverage.

Not sure what Medicare plan is right for you?

Original Medicare Plans in Lake Charles, LA
(Part A & Part B)

Medicare is a healthcare program that provides coverage for individuals who are eligible for it and those who are currently receiving treatment at a medical facility. It is a fee-for service plan that the federal government is managing.

Since 1965, Medicare has been composed of two parts: the Medicare Part A and the Medicare Part B. For over 50 years, the program has been able to provide coverage for individuals with disabilities and seniors.

With the help of Medicare, people can bypass the need for a referral or authorization when they go to the doctor or hospital of their choice. The government will then pay the cost of the service, and the individual will only be responsible for the remaining left-over funds.

Medicare Supplement Plans in Lake Charles, LA
(Medigap Insurance)

A Medicare supplement is a type of insurance - also known as Medigap insurance - that covers some of the healthcare costs that the original Medicare leaves behind. It can help people fill their coverage gaps. Unlike regular Medicare, it does not require them to pay a huge amount of out-of-pocket expenses.

Since the federal government has standardized the benefits of Medicare supplement plans, they are now uniform across all insurance companies in the country. Before people start looking for a new plan, it is important to familiarize themselves with the pricing methods of the carriers.

Your carrier's pricing method can affect the monthly premium rates of your Medicare supplement plan. It is also important to note that if you have a spouse who needs coverage, then they must purchase a separate policy.

Medicare Advantage Plans in Lake Charles, LA
(Medicare Part C)

Medicare Part C is a type of insurance that is offered by a private company and assumes the risk associated with your original Medicare. This means that it becomes your primary source of coverage instead of Medicare Part B and Part A.

Medicare Advantage plans are also known as Medicare Part C plans. These provide various benefits, such as gym memberships, vision, dental, and prescription drug coverage. Some plans even have an OTC card that allows beneficiaries to shop for over-the-counter medications.

Medicare is a type of healthcare system that consists of two main components: Medicare Part A and Part B. With a Medicare Part C plan, you can choose from a variety of healthcare options and still get the same benefits as both Medicare Part A and B.

Medicare Part D Plans in Lake Charles, LA
(Perscription Drug)

Part D prescription drug plans are commonly used by Medicare beneficiaries to lower the cost of their medications. These plans are designed to provide coverage for the lowest possible cost.

One of the most challenging aspects of Medicare is understanding the various levels of coverage that a prescription drug plan provides.

One of the most common types of coverage that Medicare provides is its prescription drug plan, known as Medicare Part D. This is different from the Medicare Supplement plans that are designed to cover the gaps in the Original Medicare. If you have Medicare Part A but are not yet enrolled in Medicare Part B, you can still enroll in the program through Medicare Part D.

Lake Charles, LA Medicare Supplement Insurance Plan Comparison

First, decide between Traditional Medicare (which covers Parts A and B) and a private insurance's Medicare Advantage (known as Part C). If you go with Traditional Medicare, you'll probably also need a Medigap insurance to cover extra costs and a Part D plan for prescription drugs.

Medicare Advantage Plans: Age 65, Zipcode 70605, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
$0 OOP Medicare Advantage Plans	43	$0.00	$0.00	$0.00	Aetna Medicare, Blue Cross and Blue Shield of Louisiana, Lagniappe Advantage
Paid Medicare Advantage Plans	12	$65.00	$4.10	$206.00	Blue Cross and Blue Shield of Louisiana, Humana, Wellcare

*Plan data last updated on 1/15/2026

Most Popular Medigap Plans: Female, Age 65, Zipcode 70605, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	24	$208.46	$149.77	$308.00	Omaha Insurance Company, Physicians Select, Insurance Company of North America, and 21 others Medicare Supplement Plan F Carriers in Lake Charles Omaha Insurance Company, Physicians Select, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield
Plan G	25	$164.76	$124.95	$278.50	Omaha Insurance Company, Physicians Select, Insurance Company of North America, and 22 others Medicare Supplement Plan G Carriers in Lake Charles Omaha Insurance Company, Physicians Select, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, MedMutual Protect, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield
Plan N	24	$127.26	$90.35	$260.00	Omaha Insurance Company, Insurance Company of North America, State Farm, and 21 others Medicare Supplement Plan N Carriers in Lake Charles Omaha Insurance Company, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, MedMutual Protect, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield

*Plan data last updated on 1/15/2026

Most Popular Medigap Plans: Male, Age 65, Zipcode 70605, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	24	$230.88	$172.23	$308.00	Omaha Insurance Company, Physicians Select, Insurance Company of North America, and 21 others Medicare Supplement Plan F Carriers in Lake Charles Omaha Insurance Company, Physicians Select, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield
Plan G	25	$182.22	$143.69	$278.50	Omaha Insurance Company, Physicians Select, Insurance Company of North America, and 22 others Medicare Supplement Plan G Carriers in Lake Charles Omaha Insurance Company, Physicians Select, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, MedMutual Protect, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield
Plan N	24	$141.15	$103.90	$299.00	Omaha Insurance Company, Insurance Company of North America, State Farm, and 21 others Medicare Supplement Plan N Carriers in Lake Charles Omaha Insurance Company, Insurance Company of North America, State Farm, Medico, Wisconsin Physicians Service, Woodmen of the World, AFLAC, Humana, MedMutual Protect, Cigna, American Benefit Life, Philadelphia American Life, Nassau Life, USAA, Washington National , Bankers Fidelity, Aetna, Humana, AARP - UnitedHealthcare, Blue Cross Blue Shield of Louisiana, Transamerica, Globe Life, United American, LifeShield

*Plan data last updated on 1/15/2026

Disclaimer: The information provided in these tables is for general informational purposes only. We make no guarantees about the accuracy, completeness, or reliability of the data. Please consult with a professional advisor or insurance provider for precise and up-to-date information.

Need help? Speak to a licensed Medicare insurance agent in Lake Charles today

Andy Covell

Licensed Medicare Agent
Contact Andy through Medicare Agents Hub »

Lake Charles, LA Medicare Resource Center

Lake Charles Medicare Information

Looking to enroll in Medicare in Lake Charles, LA? Look no further than MedicareSignups.com. Our website offers a plan comparison tool that allows you to find the best Medicare Advantage and Supplement plans for your specific needs. Did you know that Lake Charles is often known as the "Festival Capital of Louisiana"? With over 75 festivals held annually, including the Mardi Gras of Southwest Louisiana and the Cajun French Music & Food Festival, there's always something to do in this lively city. Don't forget, while Medicare is a national program, plan choices can differ from state to state and even zip code to zip code, so be sure to use our tool to find the best options in Lake Charles.

Enroll in a Lake Charles Louisiana Medicare Plan. Compare Plans »

Medicare Part A

Understanding Medicare Star Ratings for Plans in Lake Charles, LA

Medicare Basics

Comparing Lake Charles, LA Medicare Plans: A Step-By-Step Financial Checklist

The Medicare System

Preventive Services Covered by Medicare in Lake Charles, LA

Enrollment Periods

Part D Enrollment Periods in Lake Charles, LA

Lake Charles, LA Local Medicare Offices

Louisiana Official State Health Insurance Assistant Program

Louisiana's official state SHIP program is the Senior Health Insurance Information Program (SHIIP). The Senior Health Insurance Information Program (SHIIP) helps Medicare beneficiaries better understand their Medicare coverage options and benefits. Counselors help seniors make informed decisions by providing free and unbiased guidance via telephone or face-to-face interactive sessions.

Visit the Official Website »

Local Lake Charles, LA SHIP program official resource.

Senior Health Insurance Information Program (SHIIP) is the official Louisiana state program that is dedicated to helping seniors living in Lake Charles, LA with Medicare information, as well as an abundance of other resources for seniors.

Sign up for Medicare in Lake Charles, LA

Original Medicare

Medicare Supplement

Medicare Advantage

Not sure what Medicare plan is right for you?

Original Medicare Plans in Lake Charles, LA(Part A & Part B)

Medicare Supplement Plans in Lake Charles, LA(Medigap Insurance)

Medicare Advantage Plans in Lake Charles, LA(Medicare Part C)

Medicare Part D Plans in Lake Charles, LA(Perscription Drug)

Lake Charles, LA Medicare Supplement Insurance Plan Comparison

Medicare Advantage Plans: Age 65, Zipcode 70605, Non-smoker*

Most Popular Medigap Plans: Female, Age 65, Zipcode 70605, Non-smoker*

Most Popular Medigap Plans: Male, Age 65, Zipcode 70605, Non-smoker*

Need help? Speak to a licensed Medicare insurance agent in Lake Charles today

Andy Covell

Lake Charles, LA Medicare Resource Center

Lake Charles Medicare Information

Medicare Part A

Understanding Medicare Star Ratings for Plans in Lake Charles, LA

Medicare Basics

Comparing Lake Charles, LA Medicare Plans: A Step-By-Step Financial Checklist

The Medicare System

Preventive Services Covered by Medicare in Lake Charles, LA

Enrollment Periods

Part D Enrollment Periods in Lake Charles, LA

Lake Charles, LA Local Medicare Offices

Louisiana Official State Health Insurance Assistant Program

Original Medicare Plans in Lake Charles, LA
(Part A & Part B)

Medicare Supplement Plans in Lake Charles, LA
(Medigap Insurance)

Medicare Advantage Plans in Lake Charles, LA
(Medicare Part C)

Medicare Part D Plans in Lake Charles, LA
(Perscription Drug)